HVAC Financing in Berks County, PA

Financing Options from Service Finance and FTL Finance

Affordable Monthly Payments on New Equipment from DeLong & Sons HVAC

Family Owned & Operated
15+ Years of Experience
Your Trusted Local Business

A furnace or air conditioner rarely fails on a convenient schedule, and few homeowners keep the full cost of a replacement sitting in a checking account. That is why DeLong & Sons HVAC offers financing on new equipment through two lenders, Service Finance and FTL Finance. Instead of putting off a replacement your home needs, you can spread the cost into predictable monthly payments and get comfortable again now.

We are a family-owned company based in Shoemakersville, near Reading, PA, serving homeowners across Berks County and the surrounding area. We keep the financing conversation as straightforward as the rest of our work: we help you apply, explain your options in plain language, and never push a system that is larger than your home needs. Call 484-638-2837 and ask about financing before your next project.

Service Finance

Finance your next Shoemakersville, PA area home project with Service Finance Company, LLC. A nationally licensed sales finance company and an approved FHA Title I Lender.

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FTL Finance

Finance your next Shoemakersville, PA area home HVAC replacement or installation, consider FTL Finance. Call or contact DeLong & Sons HVAC Today.

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How Financing Works at DeLong and Sons

You do not fill out a form online and wait. We walk you through the process one step at a time so you understand what you are signing up for before anything is final.

Step 1: Get a quote. We start with a visit and a written estimate for the equipment your home actually needs. There is no way to talk about monthly payments until you know the real price of the project, so we put that in front of you first.

Step 2: We walk you through your options. Once you have a quote, we explain how financing through Service Finance or FTL Finance can turn that number into a monthly payment. We help you compare the choices in plain language and answer your questions honestly.

Step 3: Contact us to apply. Applications are phone and office assisted, so you are never left guessing on a website. Call 484-638-2837 or reach out through our contact page and we will help you submit your application and get an answer back. Approval is up to the lender, and we will tell you where things stand.

What You Can Finance

Financing is not just for full system replacements. You can apply it to most of the big-ticket comfort and plumbing projects we install, including:

Whether you are replacing a furnace that finally gave out, upgrading to a high-efficiency heat pump, or adding a Generac standby generator so the power stays on, financing lets you move forward without draining your savings. Not sure whether your project qualifies? Ask us when we quote the work.

Rebates and Tax Credits Stack With Financing

Financing covers the up-front cost, but it is not the only way to make a new system easier on your budget. Depending on the equipment you choose, you may also qualify for federal tax credits and utility rebates that lower what the project costs you in the end.

Federal tax credits are available for qualifying high-efficiency heat pumps and geothermal systems, and many equipment manufacturers and local utilities run their own rebate programs from time to time. The details change, and eligibility depends on the specific model and your situation, so we do not guess.

What we will do is tell you which of the systems we install tend to qualify and point you toward the current rules. When we quote your project, ask us what your system qualifies for, and check the IRS and ENERGY STAR guidance for the latest credit amounts. Combining a rebate or credit with a monthly payment plan can make a better, more efficient system the smart long-term choice.

Our Lending Partners

We work with two lenders so you have more than one path to an approval. Both are used widely by home service companies, and both let us keep the paperwork simple on our end.

Service Finance

Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I lender. They specialize in home improvement financing, including HVAC replacements, and are a common choice for homeowners financing a furnace, air conditioner, or heat pump. Because they focus on this kind of work, the application is built around comfort-system projects like yours.

FTL Finance

FTL Finance also focuses on home comfort and works to find an option for a range of credit situations, which makes it a useful second door to knock on if the first does not fit. Between the two, most homeowners who want to finance a project can find a plan that works.

A credit decision comes from the lender, not from us, and it is based on the information in your application. We cannot promise a specific approval, rate, or term, and we will not pretend otherwise. What we can do is help you apply to the partner that fits your project and walk you through the answer once it comes back. Call 484-638-2837 to get started.

Maintenance Plans Keep Payments Low After Install

Financing helps you afford a new system. A maintenance plan helps you protect it. Once your new equipment is in, regular tune-ups keep it running efficiently, catch small problems before they become expensive repairs, and help the system reach its full service life.

Our Family Comfort Plans start at just $10 a month and include seasonal maintenance, priority scheduling, and a discount on repairs. Keeping up with maintenance is one of the simplest ways to protect the investment you just financed, so your monthly payment goes toward a system that keeps working the way it should.

Frequently Asked Questions About HVAC Financing

The cost depends on the size of your home, the model you choose, and whether ductwork or electrical changes are needed, so we quote every job individually rather than quote a range that may not fit your house. Get a written estimate from us, and if the number is more than you want to pay up front, we can turn it into a monthly payment through Service Finance or FTL Finance.

A whole-home standby generator is priced by how much of your home you want to keep running and the size of the unit, plus the gas and electrical hookups. We install Generac standby generators and give you an exact figure after we see your setup. Financing is available on generator projects, so you can protect your home from outages without paying the whole cost at once.

That depends on your old system, your energy rates, and how you heat and cool now, so there is no single answer for every home. A high-efficiency heat pump can lower monthly energy use, and any federal tax credit or utility rebate you qualify for shortens the timeline further. Financing lets those savings start working while you pay for the system over time. Ask us what your home could expect.

For many Berks County homes, yes. A heat pump handles both heating and cooling from one system and runs efficiently for much of our climate, which can hold down year-round energy use. When you spread the cost over monthly payments and add any tax credit or rebate you qualify for, the value gets easier to see. We will give you an honest read on whether a heat pump fits your home before you commit.

If your AC is more than 10 to 15 years old, needs frequent repairs, or struggles to keep up on hot days, replacement is often the better spend than another patch. A new, efficient unit cools more evenly and can lower your summer bills. Financing means an aging system does not have to limp through another season while you save up. Call 484-638-2837 and we will help you decide.

Ask DeLong & Sons HVAC About Financing Your Next Project

Do not let the up-front cost stand between your family and a comfortable home. Call DeLong & Sons HVAC for a quote, and we will show you how financing through Service Finance or FTL Finance can turn a new furnace, heat pump, air conditioner, or water heater into a monthly payment you can plan around.

DeLong & Sons HVAC

403 Franklin St, Shoemakersville, PA 19555

Monday - Friday, 7 AM - 6 PM

Phone: 484-638-2837

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Let Our Family Take Care of Your Family! We have over 15 years of experience serving our neighbors in Shoemakersville and Berks County Pennsylvania. We also serve communities across Berks, Lebanon, and Lehigh Counties, including:

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